Terms & Conditions

Terms of Service

These terms and conditions govern your use of our website and subscription services

By accessing our website or subscribing to our services, you agree to these terms

Definitions

For the purposes of these terms, the following definitions apply

• Service: Financial planning consultation services provided by Valorenquipo
• User/Client: Any individual who accesses our website or subscribes to our services
• Content: All information, text, graphics, and materials on our website
• Agreement: These terms and conditions and our privacy policy

Use of Service

Your use of our service is subject to the following conditions

Permitted Uses

• Accessing consultation services as a legitimate client
• Using website information for personal financial planning purposes
• Communicating with our team regarding services

Prohibited Uses

• Sharing login credentials or subscription access
• Using services for illegal or unauthorized purposes
• Reproducing or distributing proprietary content
• Attempting to disrupt or damage our systems

User Responsibilities

As a user of our services, you agree to

• Provide accurate and complete information
• Maintain the confidentiality of your account
• Use services in accordance with applicable laws
• Notify us of any unauthorized use of your account

Intellectual Property

All content, trademarks, and intellectual property on this website are owned by Valorenquipo or licensed to us

Users may not reproduce, distribute, or create derivative works without permission

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy for information about how we collect and use your data Privacy Policy

Service Disclaimers

Please note the following important disclaimers

Limitation of Liability

Our liability is limited to the extent permitted by law

We exclude liability for indirect damages, lost profits, or consequential losses

User Indemnification

Users agree to indemnify Valorenquipo against claims arising from misuse of our services

Service Termination

We may terminate services with appropriate notice for breach of terms

Upon termination, access to subscription services will cease

Dispute Resolution

Disputes will be resolved through the following mechanisms

Governing Law

These terms are governed by the laws of England and Wales

Changes to Terms

We reserve the right to modify these terms with appropriate notice

Continued use after changes constitutes acceptance of modified terms

Severability Clause

If any provision is deemed invalid, the remaining terms continue in effect

Entire Agreement

These terms constitute the complete agreement between parties

Contact Information

For questions about these terms, please contact us using the information provided